When you shop at Walmart, in-store, or online, you now have payment options on purchases ranging from $150 to $2,000.

Eligible purchases include clothes, toys, electronics, furniture, sporting goods, automotive, and more at Walmart Supercenters nationwide and online. Select items, including alcohol, tobacco, groceries, pharmacy and personal care, firearms, and money services, do not qualify for the payment plan.

  • Online shoppers will be offered a chance to pay later with monthly installments at checkout.
  • If you shop in-store, get prequalified here. A decision is made in real-time, without impacting your credit score.

1. Apply on your phone
Enter how much you're spending, then pick your payment plan.

2. Go to the register
Scan your single-use barcode to complete your purchase.

3. Make monthly payments
Pay at affirm.com. (We'll send payment reminders)

Once approved, shoppers select a repayment term of 3, 6, or 12 monthly installments and are shown the exact repayment amount they’ll owe each month, with interest displayed in simple dollars rather than as a hard-to-calculate interest rate. There are no hidden or late fees, so users will never pay a dollar more than they agree to. For in-store shoppers, they will receive a unique barcode that is scanned by a store associate at the register to complete a purchase. [Walmart]

Imagine the possibilities on Black Friday and Cyber Monday.