Maybe you keep saying “Tomorrow is the day I quit”, well that “tomorrow” may have been years ago. Some may need a bit more motivation to quit smoking; one doctor suggests thinking about how cigarettes affect the pocketbook. How about knowing it’ll cost you more than $3,000 dollars a year?

Dr. Carlos Reynes of Loyola University said at $7 to $9 a pack, those who smoke a pack-a-day spend about $2,500 to $3,300 each year. If you quit not only do the wealth benefits kick in immediately, so do the health benefits.

"Twenty minutes after quitting, your heart rate and blood pressure drop. Twelve hours after quitting, the carbon monoxide level in your blood drops to normal," Reynes said. "One year after quitting, the excess risk of coronary heart disease is half that of a continuing smoker's."

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